Loans, mortgages, taxes, savings and pay — run the numbers before you decide.
Money decisions are easier when the numbers are in front of you. This is ToolRush's largest collection: 34 finance calculators covering borrowing, saving, investing, taxes and pay. Planning a home purchase? Work through the mortgage calculator, amortization schedule, home affordability and down payment tools, then compare keeping your current loan against the refinance calculator or renting with the rent vs buy calculator.
For everyday borrowing there are loan, auto loan and student loan calculators, an APR calculator to compare the true cost of offers, and a credit card payoff and debt snowball pair for clearing balances faster. Grow your money with compound interest, investment return, SIP, savings goal and emergency fund calculators, and look ahead with the retirement, 401(k) and Roth vs traditional comparisons. On the income side, check an income tax estimate, take-home pay, hourly-to-salary and overtime pay, sales tax and VAT, plus a budget calculator and net worth tracker to see the whole picture.
Freelancers can price work with the freelance rate calculator and bill clients with the invoice generator, and nobody has to split a restaurant check in their head again thanks to the tip and discount calculators. Every calculator is free and runs in your browser — your figures are never sent anywhere — and gives estimates you can use for planning, not financial advice.
Payments, schedules and the true cost of borrowing for a home, a car or any other loan — worked out before you sign.
Monthly mortgage payments
Loan amortization schedule
Car loan payments and interest
EMI and loan interest breakdown
Student loan repayment planner
How much house can you afford
Home down payment planner
Should you refinance?
True annual percentage rate
Renting vs buying a home
Estimates for income tax, take-home pay, overtime and conversions — see what your work actually pays you.
US federal income tax estimate
After-tax take-home pay
Hourly to salary converter
Hourly wage to annual salary
Overtime earnings calculator
US sales tax by rate
Add or remove VAT
Restaurant tip calculator
Set your freelance hourly rate
Growth, compounding and retirement projections — check whether your savings plan is on track.
401k retirement growth
Plan your retirement savings
Roth vs traditional IRA
Investment growth calculator
Investment growth and returns
Mutual fund SIP growth
Reach your savings target
Inflation impact on money
Monthly budgets, debt payoff plans and everyday money checks, from credit cards to your net worth.
Monthly budget planner
Pay off credit card debt
Snowball vs avalanche payoff
Emergency savings target
Assets minus liabilities
Sale and discount prices
Free printable invoices
No. They provide estimates for planning and comparison only. Loan terms, taxes and investment results vary by person and provider, so confirm important decisions with your lender or a qualified adviser.
No. Every calculator runs in your browser; the numbers you type are never sent to, or saved on, a server. You can close the tab and nothing remains.
Start with the loan calculator for the monthly payment, the amortization calculator to see total interest over the full term, and the APR calculator to compare the true cost including fees.